By designing effective employee safety programs, developing specific injury protocols and aggressive claims management, CBR offers Workers’ Compensation and Risk Management solutions that will help your organization cut costs and improve workplace safety.


Workers’ Compensation & Risk Management Solutions

Have you found that most carriers are pretty much the same when they quote your workers’ compensation renewal? Although most carriers offer small discounts for premium volume, it is our experience that the real savings come when your company’s EMOD is reduced through targeted safety plans and expert claims management.

CBR partners with workers’ compensation carriers who provide quality programs at affordable costs. We offer in-house claim services that allow us to work hand-in-hand with the carrier’s claim administrators to contain claims costs while ensuring that injured workers receive appropriate treatment. CBR clients routinely see decreasing loss ratios, EMODs, and premium costs.

From its inception, CBR has focused on providing quality workers’ compensation programs, worker safety training and aggressive claims management to our clients.

Services included with CBR’s Workers’ Compensation program:

  • Selection of the best workers’ compensation solution available

  • Injury Hotline

  • Continuous EMOD monitoring

  • Aggressive in-house claims management

  • Injury protocols that take the guesswork out of claims management

  • Compliance programs and inspections to maintain OSHA guidelines

  • Drug-free workplace programs

  • Administration of back-to-work programs for injured workers

  • Continuous review of current government regulations

  • Injury prevention programs

  • Customizable safety manuals

  • Emergency workplace planning and procedures

  • Accident investigations

  • Prompt issuance of workers’ compensation certificates

CBR reduces and stabilizes your workers’ compensation outlays by providing safety/risk training, aggressive claims management, ongoing OSHA compliance services, and annual risk reviews. CBR works with client companies to direct injured workers to approved industrial medicine providers reducing the cost of claims. And, your workers’ compensation coverage can start right away with just a small setup fee. To begin lowering costs immediately CBR provides:

  • A private workers’ compensation program through a nationwide A-rated carrier with competitive rates
  • A pay-as-you-go program, eliminating up front deposits and year-end audits
  • Ongoing evaluation of your experience modifier (emod) for accuracy
  • Calculation of a target emod and a specific plan to achieve and maintain it
  • Customized analysis of losses/premiums to improve safety focus and assistance with implementation of loss control programs
  • Onsite loss-control services and customized training for each client
  • Emphasis on pre-injury avoidance utilizing job analysis systems
  • An OSHA-approved safety manual and management safety handbook
  • Tailgate safety training topics
  • A network of physicians, clinics, and hospitals for industrial injuries
  • An injury counselor to actively manage claims and assist injured employees
  • State-of-the-art reporting software that tracks all claims, dates, doctors, etc., and aggressive weekly reviews to ensure that claims are closed quickly
  • Modified duty/early return to work programs where appropriate
  • Reporting for annual OSHA compliance
  • Full management of waivers of subrogation and other policy endorsements
  • Electronic processing of certificates of insurance for quick turn around