Employee Benefits That
Retain Talent

Secure affordable rates on full benefits for your employees, including healthcare plans from large national carriers.

Employee Benefits Package

Want to attract and keep superstar employees? Providing full, corporate-style benefits could be critical when you are negotiating with prospective employees.

Competitive Benefits Without Attendant Price Spikes

The healthcare market is volatile, and maintaining affordable rates for a plan that your employees like can be a challenge. By becoming part of the CBR family and leveraging our buying power, you gain access to competitive benefits packages without the attendant price spikes. We offer large group health insurance plans with branded national carriers.

CBR Makes It Easy To Offer a Full Employee Benefits Package, Including:

Group Health Plans (PPO, HDHP, with a variety of networks to choose from)
Health Savings Accounts
Dental Plans
Prescription Plans
Group Dental Plans
Group Vision Plans
Individual Coverage Plans
Group Term Life Insurance
Short-Term Disability
Long-Term Disability
Flexible Spending Accounts
Identity Theft and Legal Plans

Dependent Care Accounts
Supplemental Plans (Accident, Critical Illness, Hospital Confinement)
Long Term Care
Employee Assistance Program (EAP)
Pet Healthcare (United Pet Care)
401k Retirement Plan
Deferred Compensation
College Savings (529 Plans)
Holiday and Vacation Clubs
ACA Compliance, Tracking and Reporting

By leveraging CBR’s large group health insurance buying power, our clients enjoy stable year over year benefit costs. Our range of value-added services includes delivering custom solutions to you for all your health care management needs, including benefit plan analysis, contribution strategies, health and wellness education and training, and employee policies and consumer-driven programs.

Why You Should Offer Employee Benefits

Offering a quality array of employee benefits will pay off through a stronger, more productive workforce with employees committed to your company. Employees value a comprehensive selection of benefits including health insurance, a 401(k) plan, life insurance, dental and vision coverages, and these benefits are but a few of the plans that you can select from our offerings.

Armed with a range of materials, we will educate your employees about the benefits you offer and how they can best use their plans. Plus, our communications help employees understand how laws and regulations such as health care reform, COBRA and FMLA, impact them and their families.

Benefits Administration Services

Benefit plan shopping and annual renewals
Open enrollment meetings
Benefits premiums payment and reconciliation
ACA tracking for Applicable Large Employers (ALEs)
ERISA reporting/disclosure
Benefits assistance and guidance for employees and business owners
Premium only plan (Section 125) administration
Benefit rate negotiations
Employee eligibility tracking and administration

Employee eligibility tracking and administration
HSA plans administration
Retirement plans – standard 401k, Safe Harbor
Retirement plan fiduciary risk management
Retirement plan – annual discrimination testing
Long term benefit plan cost containment strategies
Profit sharing plan and program administration
Group health/prescription plan
Group dental plan

Group Vision Plan
Group term life plan
Group short-term and long-term disability plans
Education on money management and retirement resources
Qualified retirement plan rollovers
Non-qualified plan set up/deferred compensation
Section 162 bonus plans
IRA contribution and distribution planning

MORE ABOUT BENEFITS ADMINISTRATION

Options That Make a Difference

Health Care Plans

We offer multiple plan options. By giving you a variety of choices, you get the flexibility to customize your medical benefits to meet your employees’ specific needs. Aetna is our large group medical carrier, offering a variety of plans including both low and high deductible health plans as well as “narrow” network plans. We can customize your medical plan based on your employees’ needs, while keeping your overall budget in mind.

Voluntary Plans

Our large group voluntary plans include, dental, vision, life insurance, accident insurance, critical illness, legal plans, disability insurance, telemedicine plans and pet insurance. With all plans, employees take advantage of large-group rates, the convenience of automatic payroll deductions and in some cases a pre-tax benefit. Most voluntary insurance products have portable coverage, which means employees can keep their policies if they end up leaving your compnay. Employees will typically pay a 100 percent of the premium for voluntary coverage or you may choose to contribute to some or all of the benefits.

Compliance Resources

Do you find it difficult to keep up with the legislation affecting insurance, your industry and your business? At CBR, we have access to numerous resources designed to help you understand important regulations and experts in dealing with the Affordable Care Act, COBRA, HIPAA, and Medicare Part D.